BWOS unifies your assets, liabilities, cash flow, tax and estate planning into one command center — with a private AI advisor that knows your full picture.
Public markets, private equity, crypto and collectibles — tracked in real terms.
Properties & liabilities
Mortgages, real estate and debt netted against assets in one balance sheet.
Cash flow intelligence
Income, outflows and runway, projected forward by your private AI advisor.
Estate & family
Members, beneficiaries and succession — documented in one secure place.
Questions & answers
Security & privacy
Your data. Your ownership.
We believe families should control their own financial information. BWOS is built on a privacy-first architecture that keeps your household data isolated, encrypted, and exclusively yours.
End-to-end encryption
All data is encrypted in transit and at rest. We use industry-standard TLS and database-level encryption so your financial details are unreadable to anyone without authorization.
Isolated by household
Every household operates in its own silo with Row-Level Security (RLS). Other households — and our team — cannot access your ledger, assets, or conversations.
No AI model training
Your data is never used to train third-party AI models. Our advisor operates within your private environment and does not share or retain information outside your account.
Full control & deletion
You own your data and can export it anytime. Deleting your household permanently removes all records — we do not keep copies after you leave.