Legal
Disclaimer
Last updated: June 18, 2026
Educational use only
BWOS is a free, public, educational app. It helps you organize and visualize your household's financial picture. Nothing in BWOS — including summaries, projections, suggestions, or AI advisor responses — constitutes financial, investment, legal, tax, accounting, or estate planning advice.
No professional relationship
Using BWOS does not create an advisor-client, attorney-client, or fiduciary relationship of any kind. Always consult a qualified professional before making decisions about your money, taxes, or estate.
Accuracy & AI output
Numbers, charts, and AI-generated text may be incomplete or wrong. Data is what you enter — we do not verify it. Treat anything the AI advisor produces as a starting point for your own research, not a recommendation.
No warranties
BWOS is provided "as is" without warranties of any kind. We do not guarantee availability, accuracy, or fitness for any particular purpose. To the maximum extent allowed by law, we are not liable for any loss arising from your use of the app.
Your responsibility
You are responsible for the data you enter, the people you invite, and the decisions you make. Keep backups of anything important.
Contact
Questions about this disclaimer? Email twobs2025@gmail.com.